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Analyse

Savings rate
52%
57% on average
Runway
8.9 mo
at $2,674 a month
Committed
$711.46
11% of income
Where this month is headingprojected from the rate so far
$3,859projected for the full month
$2,614 out, 68% of the month livedtypical month $2,674, marked on the track$5,498 in
On this rate the month lands 44% above a typical one, $1,185 more.
Income against expenses12 months tracked
IncomeExpenses
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
A month with nothing recorded is drawn empty rather than as zero, and is left out of every average on this screen.
Net saved, running totalbest Nov, worst Aug
Nov That month: $4,964 Running total: $4,964Dec That month: $2,333 Running total: $7,297Jan That month: $3,961 Running total: $11,257Feb That month: $3,846 Running total: $15,103Mar That month: $4,775 Running total: $19,878Apr That month: $4,587 Running total: $24,465May That month: $2,994 Running total: $27,459Jun That month: $3,447 Running total: $30,907Jul That month: $2,827 Running total: $33,733Aug That month: $2,251 Running total: $35,984Sep That month: $3,519 Running total: $39,503Oct That month: $2,884 Running total: $42,386$47,473−$5,086
NovDecJanFebMarAprMayJunJulAugSepOct
Biggest moversthis month vs last
Shopping
$0.00 → $252.68
+$252.68
Groceries
$474.37 → $356.72
−$117.65
Dining out
$123.76 → $177.97
+$54.21
Transport
$136.77 → $100.37
−$36.40
Health & fitness
$97.48 → $74.31
−$23.17
Utilities
$151.54 → $156.76
+$5.22
Over budget0 this month
Everything within budget
Categories that pass their monthly limit appear here, worst first.
Where it goes, month after monthlast 3 vs the 3 before
Rent
$17,400 over the year
$1,450/mo
steady
Groceries
$5,698 over the year
$485.55/mo
▼ 19%
Dining out
$2,007 over the year
$166.27/mo
▲ 18%
Utilities
$1,739 over the year
$143.80/mo
steady
Transport
$1,504 over the year
$127.63/mo
▲ 9%
Shopping
$1,078 over the year
$75.02/mo
▼ 79%
The hollow bar at the end of each row is this month, still running. The averages and the arrows beside it are read from completed months only, so a fixed cost does not appear to be falling every time the calendar turns over.
A typical month, already spoken for7 fixed lines
Committed$711.4611%Everything else$2,58941%Left over$2,96447%
Car loanLoan · Riverbank Credit Union$351.35
Student loanLoan · Federal Student Aid$275.64
Gym membershipMonthly$39.00
NetflixMonthly$15.49
FigmaMonthly$15.00
SpotifyMonthly$11.99
1 more, $2.99 a month between them.
When you spendacross everything tracked
MonTueWedThuFriSatSun
Typical purchase
$54.54
$116.03 on average, 276 recorded
No-spend days
5
of 21 lived this month
Largest single
$1,450
Rent
The month, in one line
This month you are up $2,884: $5,498 in, $2,614 out. Your cash would cover about 8.9 months at your recent rate of spending. 11% of a typical month of income is already committed to recurring charges and loan payments. You still owe $34,427.